Provided you're aged 50 to 85 we guarantee to
accept you!

We pay a fixed cash sum on your death once you've paid into the Plan for two years. (If you die in the first two years we pay back all the premiums paid and half as much again.)

Should you die in a travel accident (or within 3 months of an accident as a result of those injuries) we pay three times your fixed cash sum.

Because the cash sum is fixed, inflation would reduce its value over time. You do need to pay into the Plan every month throughout your life as if you stop paying your cover would end and you wouldn't get anything back.

Premiums range from £6 to £74 a month. The premium you choose will never go up and your cover will never go down, no matter what happens to your health. This does mean that depending how long you live, the cash sum paid out could be less than the total amount paid in premiums.

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